Non-Life Insurance

Sells life, annuity or pension insurance.

Also life insurer, takaful, annuities

• Not here most premiums are property, casualty or specialty lines → NLF Non-Life Insurance
• Not here health insurance and managed care → HMC Health Insurance & Managed Care

Insures medical costs or runs managed-care plans for members, employers or governments, earning from premiums against medical costs.

Also managed care, health plan, HMO, Medicare Advantage

• Not here pharmacy benefit management → HDS Medical Supply Chain
• Not here runs the clinics and hospitals itself as its main business → CLS Care Services or FAC Hospitals & Care Homes

Reinsures other insurers.

Brokers or sells insurance for others, or provides claims and other insurance services.

Also insurance agent, claims administrator