==> picture [212 x 45] intentionally omitted <==

SAKSOFT LIMITED

==> picture [77 x 40] intentionally omitted <==

==> picture [111 x 62] intentionally omitted <==

==> picture [106 x 54] intentionally omitted <==

==> picture [78 x 68] intentionally omitted <==

INVESTOR PRESENTATION – FEBRUARY 2020 [email protected] | www.saksoft.com

==> picture [156 x 73] intentionally omitted <==

Safe Harbor

==> picture [30 x 30] intentionally omitted <==

This presentation and the accompanying slides (the “Presentation”), which have been prepared by Saksoft Limited (the “Company”), have been prepared solely for information purposes and do not constitute any offer, recommendation or invitation to purchase or subscribe for any securities, and shall not form the basis or be relied on in connection with any contract or binding commitment what so ever. No offering of securities of the Company will be made except by means of a statutory offering document containing detailed information about the Company.

This Presentation has been prepared by the Company based on information and data which the Company considers reliable, but the Company makes no representation or warranty, express or implied, whatsoever, and no reliance shall be placed on, the truth, accuracy, completeness, fairness and reasonableness of the contents of this Presentation. This Presentation may not be all inclusive and may not contain all of the information that you may consider material. Any liability in respect of the contents of, or any omission from, this Presentation is expressly excluded

Certain matters discussed in this Presentation may contain statements regarding the Company’s market opportunity and business prospects that are individually and collectively forward-looking statements. Such forward-looking statements are not guarantees of future performance and are subject to known and unknown risks, uncertainties and assumptions that are difficult to predict. These risks and uncertainties include, but are not limited to, the performance of the Indian economy and of the economies of various international markets, the performance of the industry in India and world-wide, competition, the company’s ability to successfully implement its strategy, the Company’s future levels of growth and expansion, technological implementation, changes and advancements, changes in revenue, income or cash flows, the Company’s market preferences and its exposure to market risks, as well as other risks. The Company’s actual results, levels of activity, performance or achievements could differ materially and adversely from results expressed in or implied by this Presentation. The Company assumes no obligation to update any forward-looking information contained in this Presentation. Any forward-looking statements and projections made by third parties included in this Presentation are not adopted by the Company and the Company is not responsible for such third party statements and projections.

==> picture [89 x 42] intentionally omitted <==

----- Start of picture text -----

2
----- End of picture text -----

www.saksoft.com

==> picture [30 x 30] intentionally omitted <==

Q3 & 9M FY20 Financial Highlights

==> picture [89 x 42] intentionally omitted <==

----- Start of picture text -----

3
----- End of picture text -----

www.saksoft.com

Continued Growth Momentum

==> picture [30 x 30] intentionally omitted <==

==> picture [850 x 438] intentionally omitted <==

----- Start of picture text -----

Revenue EBIDTA PAT
0.6%
15.9% 17.7% 10.4% 10.9%
264.37 265.88
12.0% 4.6%
47.18 28.85
27.57
42.13
9MFY19 9MFY20 9MFY19 9MFY20 9MFY19 9MFY20
-5.6%
18.0% 17.0% 11.1% 10.9%
92.67
87.49
-11.0% -6.5%
16.69 10.25
9.58
14.85
Q3FY19 Q3FY20 Q3FY19 Q3FY20 Q3FY19 Q3FY20
----- End of picture text -----*

==> picture [89 x 42] intentionally omitted <==

----- Start of picture text -----

4
----- End of picture text -----

www.saksoft.com

*PAT is before Minority interest

Highlights for Q3 & 9MFY20

==> picture [30 x 30] intentionally omitted <==

Revenue

• The Company recorded Revenue of Rs. 87.49 Crs during Q3FY20, as against Rs. 92.67 Crs in Q3FY19. The muted revenue performance was on the back of the holiday season in US & EU and furloughs in some of the major customers.

• The Company recorded Revenue of Rs. 265.88 Crs during 9MFY20, as against Rs. 264.37 Crs in 9MFY19 a growth of 0.6%

EBITDA

• EBITDA for the quarter stood at Rs. 14.85 Crs as compared to Q3FY19 of Rs. 16.69 Crs. EBITDA Margin stood at 17%

• EBITDA for the 9MFY20 stood at Rs. 47.18 Crs as against Rs. 42.13 Crs in 9MFY19 an increase of 12%.

• EBIDTA margin for 9MFY20 stood at 17.7% as compared to 15.9% for 9MFY19 an increase of 181 bps (includes an impact of Rs. 3.71 Crs i.e. 140bps on account of adoption of Ind AS 116)

PAT

• The Company recorded a PAT margin of 10.9% for Q3FY20 . PAT for the quarter stood at Rs. 9.58 Crs

• PAT for the 9MFY20 stood at Rs. 28.85 Crs as against Rs. 27.57 Crs in 9MFY19 an increase of 4.6%. PAT margin grew by 41 Bps as compared to 9MFY19. PAT margins for the 9MFY20 stood at 10.9%

Additional Highlights

• The Company has been chosen as the ‘digital transformation partner’ by Aegon Life Insurance . This partnership will help Aegon Life Insurance to build their digital process by leveraging Saksoft solutions

• The Board took note of the resignation by Mr. Amitava Mukherjee as an Independent Director due to certain personal and other business commitments w.e.f 30th January 2020

• The Board has approved the appointment of Mr. Ganesh Chella as an Additional and Independent Director for a period of five consecutive years till 2nd February 2025 w.e.f 3rd February 2020

www.saksoft.com

Operating & Customer Metrics

==> picture [30 x 30] intentionally omitted <==

Revenue by Geography

==> picture [500 x 390] intentionally omitted <==

----- Start of picture text -----

9MFY20 FY19
APAC & Others
APAC & Others
19% 15%
26% 55% Americas 30% 55% Americas
Europe
Europe
Revenue Mix
9MFY20 FY19
Offsite 51% 49% Onsite Offsite 50% 50% Onsite
----- End of picture text -----

CUSTOMER METRICS	9MFY20	FY19
(a) No of clients/customersper Million Dollar **
Revenue more than 1 Million Dollar	6	6
Revenue more than 0.5 Million Dollar	7	7
(b) Client's Contribution to Revenue
Revenue from Top5	47%	45%
Revenue from Top10	55%	52%
Revenue from Top20	63%	60%

HEADCOUNT METRICS	9MFY20	FY19
(a) Headcount & Utilization
Total Employee Count	1,258	1,168
Technical	1,118	1,031
Support	140	137
(b) Utilization-IT Services
Excluding trainees	83%	84%

==> picture [89 x 42] intentionally omitted <==

----- Start of picture text -----

6
----- End of picture text -----

www.saksoft.com

** The numbers are based on the Annualized figures

Revenue By Verticals

==> picture [236 x 282] intentionally omitted <==

----- Start of picture text -----

9MFY20
18%
29%
13%
11%
20%
10%
----- End of picture text -----

==> picture [229 x 283] intentionally omitted <==

----- Start of picture text -----

FY19
23%
31%
9%
10%
16%
11%
----- End of picture text -----

==> picture [30 x 30] intentionally omitted <==

Fintech Public Sector Telecom Retail & Health Care Transportation & Logistics Others

==> picture [89 x 42] intentionally omitted <==

----- Start of picture text -----

7
----- End of picture text -----

www.saksoft.com

Q3 & 9MFY20 Income Statement

==> picture [30 x 30] intentionally omitted <==

Particulars (in Rs. Crs)	Q3FY20	Q3FY19	Y-o-Y (%)	Q2FY20	Q-o-Q (%)	9MFY20	9MFY19	Y-o-Y (%)
Total Revenue	87.49	92.67	-5.6%	87.19	0.3%	265.88	264.37	0.6%
Employee Expenses	45.07	42.87		44.60		135.26	123.32
Support/ Third Party charges	20.54	24.20		20.57		63.82	69.59
Other Expenses	7.03	8.91		5.86		19.62	29.33
EBITDA	14.85	16.69	-11.0%	16.16	-8.1%	47.18	42.13	12.0%
EBITDA(%)	17.0%	18.0%		18.5%		17.7%	15.9%
Other Income	0.66	(1.14)		0.49		1.78	2.19
Depreciation	1.81	0.85		1.84		5.49	2.50
EBIT	13.70	14.70	-6.8%	14.81	-7.5%	43.47	41.82	3.9%
EBIT(%)	15.7%	15.9%		17.0%		16.3%	15.8%
Finance Cost	1.23	1.24		1.35		3.95	3.67
Profit Before Tax	12.47	13.46	-7.4%	13.46	-7.4%	39.52	38.15	3.6%
Tax	2.89	3.21		3.70		10.67	10.58
Profit After Tax*	9.58	10.25	-6.5%	9.76	-1.8%	28.85	27.57	4.6%
Profit After Tax*(%)	10.9%	11.1%		11.2%		10.9%	10.4%
EPS	9.60	9.89		9.61		28.78	26.27

==> picture [89 x 42] intentionally omitted <==

----- Start of picture text -----

8
----- End of picture text -----

www.saksoft.com *PAT is before Minority interest

Consolidated Balance Sheet

Particulars (in Rs. Crs.)	Sep-19	Mar-19
Assets
Non-current assets	150.90	145.74
Property, Plant and Equipment	10.42	2.13
Goodwill on consolidation	133.63	137.06
Other Intangible assets	2.55	2.93
Financial Assets
(i) Other Financial Assets	2.53	2.02
Deferred Tax Assets (Net)	1.76	1.56
Other Non-Current Assets	0.01	0.04
Current assets	129.49	132.75
Financial Assets
(i) Trade receivables	60.60	64.96
(ii) Cash and cash equivalents	46.09	40.06
(iii) Loans	0.22	0.06
(iv) Other Financial Assets	7.88	6.49
Current Tax Assets (Net)	1.16	1.38
Other Current Assets	13.54	19.80
TOTAL - ASSETS	280.39	278.49

==> picture [30 x 30] intentionally omitted <==

Particulars(in Rs. Crs.)	Sep-19	Mar-19
Equity & Liabilities
Equity	183.18	175.35
EquityShare capital	9.94	9.94
Other equity	173.24	165.39
Non-controllinginterest	--	4.82
LIABILITIES
Non-current liabilities	42.40	35.28
Financial Liabilities
(i)Borrowings	30.15	31.60
(ii)Other Financial Liabilities	8.50	0.69
Provisions	3.75	2.99
Current liabilities	54.81	63.06
Financial Liabilities
(i)Borrowings	6.47	7.39
(ii)Trade Payables	17.29	24.32
(iii)Other Financial Liabilities	5.66	3.91
Other Current Liabilities	23.84	26.17
Provisions	1.55	1.27
TOTAL - EQUITY AND LIABILITIES	280.39	278.49

==> picture [89 x 42] intentionally omitted <==

----- Start of picture text -----

9
----- End of picture text -----

www.saksoft.com

Sharing Profits…Consistently

idend ividend	FY19 FY15 25% 30% FY16 10% FY18 FY17 30% 30% 35% 40% H1FY20 20%	FY19 FY15 25% 30% FY16 10% FY18 FY17 30% 30% 35% 40% H1FY20 20%	FY19 FY15 25% 30% FY16 10% FY18 FY17 30% 30% 35% 40% H1FY20 20%	FY19 FY15 25% 30% FY16 10% FY18 FY17 30% 30% 35% 40% H1FY20 20%	FY19 FY15 25% 30% FY16 10% FY18 FY17 30% 30% 35% 40% H1FY20 20%	FY19 FY15 25% 30% FY16 10% FY18 FY17 30% 30% 35% 40% H1FY20 20%	FY19 FY15 25% 30% FY16 10% FY18 FY17 30% 30% 35% 40% H1FY20 20%
Particulars	(in Rs)	FY15	FY16	FY17	FY18	FY19	H1FY20
Consolidated Book Value / Share		106.84	124.08	119.56	148.87	176.35	184.24
Consolidated Earnings / Share		17.12	18.82	17.30	21.98	36.66	19.18
Dividend / Share		2.50	3.00	3.00	3.50	4.00	2.00

Final Dividend

Interim Dividend

==> picture [30 x 30] intentionally omitted <==

==> picture [89 x 42] intentionally omitted <==

----- Start of picture text -----

10
----- End of picture text -----

www.saksoft.com

==> picture [30 x 30] intentionally omitted <==

About Saksoft

==> picture [89 x 42] intentionally omitted <==

----- Start of picture text -----

11
----- End of picture text -----

www.saksoft.com

Saksoft Group

==> picture [30 x 30] intentionally omitted <==

==> picture [911 x 437] intentionally omitted <==

----- Start of picture text -----

1000+
Employees
Innovation
100+
Customers
Customer focus
14 Strategic
Locations
Openness
$50 Million
Revenues Respect
20 Years
Enterprising
Track-record
Vertical focus
Fintech Transportation & Logistics Public Sector Retail eCommerce Telecom Healthcare
Digital Transformation
Services Advanced Analytics IoT Solutions Logistics & Supply Chain Solutions RPA Cloud Enablement Testing CoE Telehealth
----- End of picture text -----

==> picture [89 x 42] intentionally omitted <==

----- Start of picture text -----

12
----- End of picture text -----

www.saksoft.com

What do we offer?

==> picture [30 x 30] intentionally omitted <==

==> picture [925 x 426] intentionally omitted <==

----- Start of picture text -----

Powered by Digital Intelligence
Cost & Operations
Application Services
Framework
Efficiency
Application Development| AI &
Automation | Mobile Application
Development | Internet of Things (IoT)
Agile / Waterfall / Hybrid
Information Management Services
Value Chain Optimization
Delivery Models
Enterprise Data Strategy | BI & Analytics | Big Data |
Data Science & Predictive Modeling
Testing Services
Value Innovation IoT |Performance | Functional | SOA
Faster Time to Market
Programs Independent Testing | Accessibility
Managed Infrastructure Services
Managed Services |Cloud Enablement &
Management | IT Helpdesk |Network
Center of Excellence Training & Support
& Security
Digital Transformation Partner for FinTech, Retail, Transport & Logistics and Telecom industries, healthcare
as well as, Government & Public Sector Organizations
----- End of picture text -----

==> picture [89 x 42] intentionally omitted <==

----- Start of picture text -----

13
----- End of picture text -----

www.saksoft.com

Application Services

==> picture [30 x 30] intentionally omitted <==

==> picture [926 x 392] intentionally omitted <==

----- Start of picture text -----

Consulting Development & Customization Migration Management & Maintenance
Mobile Apps. Android, iOS, Xamarin, Mobile Websites, 400+ Member App Frameworks &
Development HTML5 / JS based apps Services Team Solution Accelerators
Machine Learning solutions Offshore
Artificial Intelligence Industry Specific
Natural Language Processing Solutions Development
and Automation Solutions
Robotic Process Automation Centres
Internet of Two Decades Application Support
Things Logistics & Supply chain Solutions in ADM & Maintenance
J2EE, .NET, Share point
Application
Portal Applications
Development
CMS – Drupal, WordPress
----- End of picture text -----

==> picture [89 x 42] intentionally omitted <==

----- Start of picture text -----

14
----- End of picture text -----

www.saksoft.com

Application Services - Case Study

==> picture [30 x 30] intentionally omitted <==

▪ Fintech – Built a cardless cash system enabling consumers, businesses and governments to instantly deliver cash to Recipients via their mobile devices

▪ – Logistics Built an Real-Time online Marketplace for transportation. Brokers, Shippers and Carriers would be able to see load/capacity, negotiate and tender shipments.

▪ – Manufacturing IoT Application for monitoring of machines, remote access using custom protocols, CRM module to manage problems and incidents along with a chat system, mobile application, reporting and statistics. ▪ Fintech – Built Loyalty Management Solutions for the institution

▪ - Healthcare Designed a secure mobile platform that provides consumers with the necessary tools for aggregating, organizing and sharing their medical health records. Built a framework for downloading data from the Electronic Medical Records using FHIR.

==> picture [89 x 42] intentionally omitted <==

----- Start of picture text -----

15
----- End of picture text -----

www.saksoft.com

Case Studies : Application Services

==> picture [184 x 108] intentionally omitted <==

==> picture [184 x 108] intentionally omitted <==

Online Reservation System for a Leading port Operator

RPA Solution to leading provider of Global Logistics solutions

Click Here for Full Details

Click Here for Full Details

==> picture [183 x 108] intentionally omitted <==

==> picture [184 x 108] intentionally omitted <==

Helped Transport Network Company to enhance their application with advanced features & increased customer satisfaction Click Here for Full Details

Server Migration to increase scalability, system efficiency and reduce maintenance cost

Click Here for Full Details

==> picture [184 x 108] intentionally omitted <==

Blockchain Solution For A Marketplace

Click Here for Full Details

==> picture [184 x 107] intentionally omitted <==

Application development for A Global Telecom Giant

Click Here for Full Details

==> picture [184 x 110] intentionally omitted <==

IoT solution to provide a single platform for access, monitoring and reporting

Click Here for Full Details

==> picture [183 x 107] intentionally omitted <==

Helped Client optimize their IT Hardware & Software infrastructure & solve compliance issues Click Here for Full Details

==> picture [30 x 30] intentionally omitted <==

==> picture [89 x 42] intentionally omitted <==

----- Start of picture text -----

16
----- End of picture text -----

www.saksoft.com

Information Management Services

==> picture [30 x 30] intentionally omitted <==

==> picture [920 x 392] intentionally omitted <==

----- Start of picture text -----

Assessment Gap Analysis Recommendation & Development Support
Multi-Dimensional Data modelling
Enterprise Data Extraction, Transformation & Loading, ODS and Data Marts 250+ Certified Innovation Labs
Strategy Data Quality Management BI Experts
Data Migration
Publish Insights Data Governance
Business Intelligence Data Visualization
Real time and Aggregated data in the form of CUBES and Security
& Analytics
Configurable dashboards and Ad-hoc Query Builder & Reporting
Massive Parallel Processing
Industry Specific 20+ years of
Realtime data streaming
Solutions Experience in IM
Big Data In-memory Solutions
Machine Learning Algorithms
Data flow tools
Quantitative and Behavioural Modelling
Data Science &
Predictive, Prescriptive and Cognitive Analytics
Predictive Modeling
Machine Learning, Forecasting & Optimization
----- End of picture text -----

==> picture [89 x 42] intentionally omitted <==

----- Start of picture text -----

17
----- End of picture text -----

www.saksoft.com

Information Management Services - Case Study

==> picture [30 x 30] intentionally omitted <==

• Healthcare – Development of Analytics Platform for PHM and transition to Value-Based Care using Advanced Population health management (Prediction and Machine Learning), Post discharge patient communication (Artificial Intelligence) and Value Based Care Analytics (Performance and Regulatory reporting)

• Public Sector - Designed data warehouse & implemented SAP BO. Due to customized analytics and reporting, now the

client is able to respond faster during emergencies.

• Public Sector – Providing assistance with the SAP Predictive Analytics tool for modelling and predictive visualisation to understand the movements of the organized crime groups

• Healthcare – Patient data was collected from around the UK from numerous NHS Trusts, Primary Heath Care Trusts and local Heath Authorities. Using Predictive Analytics is used to identify early signs and trends of bowl cancer.

• Telecom: Supply Chain DW – Supply Chain Data Warehousing and Reporting helps the Telco with multi-location

warehouse to make informed supply chain decisions

==> picture [89 x 42] intentionally omitted <==

----- Start of picture text -----

18
----- End of picture text -----

www.saksoft.com

Case Studies : Information Management Services

==> picture [184 x 108] intentionally omitted <==

==> picture [183 x 108] intentionally omitted <==

==> picture [184 x 110] intentionally omitted <==

Managing Inventory through Business Intelligence

Helps Revolutionize business through Data Science

Helped a UK county to build a report generating system for Centralized data management, visibility & effective utilization Click Here for Full Details

Click Here for Full Details

Click Here for Full Details

==> picture [184 x 109] intentionally omitted <==

==> picture [183 x 106] intentionally omitted <==

==> picture [184 x 107] intentionally omitted <==

Migrated & Integrated the legacy systems to the new Housing Management system for better analytics and report generation Click Here for Full Details

Helped a banking Client to make sense out of data and provide better service to a large number of Customers Click Here for Full Details

Empower R&D through efficient Data Management

Click Here for Full Details

==> picture [183 x 110] intentionally omitted <==

Offers customized solutions for increased employee productivity & operational efficiency Click Here for Full Details

==> picture [184 x 106] intentionally omitted <==

Implemented a data warehouse and BI system that reduced the number of reports generated from 36 to 1 and saved upto £1.4M of operational cost Click Here for Full Details

==> picture [30 x 30] intentionally omitted <==

==> picture [89 x 42] intentionally omitted <==

----- Start of picture text -----

19
----- End of picture text -----

www.saksoft.com

Testing Services

==> picture [30 x 30] intentionally omitted <==

Managed Services

Mobile Test Lab

Domain Specific Frameworks

Performance Engineering

==> picture [902 x 321] intentionally omitted <==

----- Start of picture text -----

Test Planning
Test Test Cases & Scenario Writing 500,000+ 2 Million+ hours of
Management Test execution, Test Matrix development test cases Testing Experience
Release Notes Development
Functional, Usability, Compatibility Test
200+ Successful 14+ Certified Ethical
Core Testing Domain / Workflow based testing
Clients Hackers
Analytical & document review
Database & Platform testing
Security testing 250+ 25+
Technical Testing SOA and web services testing QA Experts Architects
Unit and API testing
Mobile testing
Functional Test Automation
110+ 100K+
Test Performance test automation
Automation Security Test automation Device Inventory releases
Build Automation
----- End of picture text -----

==> picture [89 x 42] intentionally omitted <==

----- Start of picture text -----

20
20
----- End of picture text -----

www.saksoft.com

Testing Services - Case Study

==> picture [30 x 30] intentionally omitted <==

▪ Retail – Developed Automation Suite in Selenium to ensure that all retail application works with multiple systems (POS, Carriers, Payment).

▪ Telecom – Saksoft prepared a detail test cases for their product VoiceConnect UI portal as well as Web methods testing. ▪ Education – Saksoft conducted Penetration testing to identify the loopholes & vulnerabilities to reduce the attack risk

▪ ISV – Streamlined the product release process effectively through automation testing

▪ Media – Saksoft performed the Mobile App testing

▪ Fintech – Saksoft ensured security through rigorous security and performance testing

==> picture [89 x 42] intentionally omitted <==

----- Start of picture text -----

21
----- End of picture text -----

www.saksoft.com

Case Studies : Testing Services

==> picture [184 x 106] intentionally omitted <==

==> picture [183 x 107] intentionally omitted <==

Ensure Security through penetration testing

Helped technology company to automate IOS & Android based applications effectively

Click Here for Full Details

Click Here for Full Details

==> picture [184 x 107] intentionally omitted <==

==> picture [183 x 106] intentionally omitted <==

Ensure high performance through Stress Testing helped eliminate specific weaknesses and vulnerabilities Click Here for Full Details

360logica offers better followup care for patients through insightful data

Click Here for Full Details

==> picture [184 x 106] intentionally omitted <==

360logica executed a comprehensive IoT testing of a Client’s mobile application

Click Here for Full Details

==> picture [184 x 105] intentionally omitted <==

Testing solution for one of the leading game-based company ensuring a seamless gaming experience. Click Here for Full Details

==> picture [183 x 108] intentionally omitted <==

Offers a complete testing solution for Mobile Apps and Cloud Services

Click Here for Full Details

==> picture [183 x 111] intentionally omitted <==

360logica helped an organization to manage their blog page efficiently at peak business hours Click Here for Full Details

==> picture [30 x 30] intentionally omitted <==

==> picture [89 x 42] intentionally omitted <==

----- Start of picture text -----

22
----- End of picture text -----

www.saksoft.com

Managed Infrastructure Services

==> picture [30 x 30] intentionally omitted <==

==> picture [918 x 401] intentionally omitted <==

----- Start of picture text -----

Consulting Services Deployment Migration Managed Services
Virtualization (vShepre, Solaris Zones, VDI, Citrix)
Managed
Round the clock
Services DB Management (SQL Server, MySQL, Oracle) Strategic Partnership
Shared Platforms (Cloud / Storage / Backup) Support
Multi-Cloud
Cloud Enablement Enterprise Cloud Versatile host of Scalable training model
& Management Cloud Automation technologies for infrastructure
Cloud Migration
Global Delivery
Level 1/2/3 Support Automation
IT Helpdesk
Model
Network & Security Security & Network (Cisco, Juniper, LogRythm, F5, Tipping point, Netscaler)
----- End of picture text -----

==> picture [89 x 42] intentionally omitted <==

----- Start of picture text -----

23
----- End of picture text -----

www.saksoft.com

Managed Infrastructure Services - Case Study

==> picture [30 x 30] intentionally omitted <==

▪ Fintech - Designed & initiated Cloud Optimization involving Database & Application migration from MySQL to AWS Aurora Database.

▪ Fintech – Migration of their entire infrastructure to Amazon Cloud Services.

▪ Logistics - We are providing Cloud Migration Service of Firewall. We will analyse, plan , design, build, configure and migrate their On-premise firewall solution to MS Azure firewall on Cloud.

==> picture [89 x 42] intentionally omitted <==

----- Start of picture text -----

24
----- End of picture text -----

www.saksoft.com

Our Focus Verticals

==> picture [30 x 30] intentionally omitted <==

==> picture [952 x 420] intentionally omitted <==

----- Start of picture text -----

Our Major SIX Vertical Focus
Fintech Transportation Healthcare Public Sector Retail eCommerce Telecom
& Logistics
▪ Mobile Cash ▪ IoT Solutions ▪ Telehealth ▪ Smart cities - Machine ▪ Social Listening ▪ SharePoint
Disbursement Solution learning & facial (Micro Influencer) development
▪ Freight Management ▪ EHR integration
▪ recognition from IoT
API Integration Software ▪ Customer 360 ▪ Advanced analytics to
▪ Mobile/Web ▪ Imaging analytics data feeds reduce customer
▪ Warehouse ▪ Customer Journey
Development ▪ Integrated health ▪ Predictive Analytics & churn
Management Tracking
▪▪ Big data analyticsCredit Scoring, Fraud ▪ Supply Chain monitoring via wearables BI to provide better healthcare, decrease ▪ eCommerce Portal ▪ Oracle Support
Management crime rates, and Development ▪ Testing CoE
prevention &Risk ▪ HL7/FHIR enabled
Assessment, Anticipate ▪ EDI Integration provider apps improve citizen’s life
/ handle disruptions
etc. ▪ Logistics Dashboard ▪ People identity
management
Digital Transformation Analytics IoT &Mobility Technology Application Cloud Testing Managed Professional
Services Solutions Solutions Training Services Services Services Services Services
----- End of picture text -----

==> picture [89 x 42] intentionally omitted <==

----- Start of picture text -----

25
----- End of picture text -----

www.saksoft.com

Awards

==> picture [30 x 30] intentionally omitted <==

==> picture [88 x 39] intentionally omitted <==

==> picture [71 x 30] intentionally omitted <==

==> picture [71 x 30] intentionally omitted <==

==> picture [88 x 25] intentionally omitted <==

==> picture [49 x 27] intentionally omitted <==

==> picture [68 x 16] intentionally omitted <==

Awarded for its Competitive Awarded for its best Company of the year Deloitte Technology Winner of Red Excellence in Landscape: Data and practices in data 2015 for IM Fast 50 Herring’s Top 100 Industry Application Analytics Service ware housing at Big Consulting by Silicon Asia award 2014 – B2B category at Providers Report Data & Analytics India Big Data & Analytics Summit 2016 Summit 2017 B2B Excellence Data and Analytics Data ware housing Company of the year Deloitte Fast 50 Red Herring’s Top 100 Jun 2017 Jan 2017 Jun 2016 Aug 2015 Nov 2014 Jul 2014 Jul 2017 Jun 2017 Jul 2016 Nov 2015 Jul 2015 Sep 2014 IoT Testing Deloitte Fast 500™ Rising Star BI and Analytics Deloitte Fast 50 Grant Thornton's Internet of Things Deloitte Technology Rising Star for Size & Market Guide for BI Deloitte Technology Grant Thornton's (IoT) Testing Market Fast 500™ Asia Pacific Growth in Employee and Analytics Fast 50 ‘The UK’s top Indian - Global Forecast to 2016, a ranking of the and Revenue by the Service Providers companies’ List 500 fastest growing International 2021 Report technology Association of companies in Asia Outsourcing Pacific Professionals® (IAOP®)

==> picture [88 x 39] intentionally omitted <==

==> picture [89 x 19] intentionally omitted <==

==> picture [71 x 27] intentionally omitted <==

==> picture [62 x 20] intentionally omitted <==

==> picture [75 x 18] intentionally omitted <==

==> picture [89 x 42] intentionally omitted <==

----- Start of picture text -----

26
----- End of picture text -----

www.saksoft.com

==> picture [30 x 30] intentionally omitted <==

Management Team

==> picture [89 x 42] intentionally omitted <==

----- Start of picture text -----

27
----- End of picture text -----

www.saksoft.com

Board of Directors

==> picture [97 x 94] intentionally omitted <==

Aditya Krishna, the Founder, Chairman and the Managing Director of the Saksoft Group, spearheads Saksoft’s growth across domains and geographies. He brings with him over 30 years of experience in the banking and financial services industry.

Aditya Krishna CMD – Saksoft

After a long career with Chase Manhattan Bank in New York and later with Citibank, New York, he relocated to India in 1990 as part of a four-member team to establish Citibank’s credit card business in the country and was also instrumental in developing the in-house software to run credit card operations. Aditya founded Saksoft in 1999 and drives the business development efforts.

==> picture [88 x 87] intentionally omitted <==

==> picture [102 x 94] intentionally omitted <==

==> picture [101 x 93] intentionally omitted <==

==> picture [101 x 92] intentionally omitted <==

==> picture [30 x 30] intentionally omitted <==

Ganesh Chella, Additional & Independent Director

Ganesh Chella is an alumnus of XLRI, Jamshedpur and a founder of Totus HR School, an institution that strives to make HR functions in organizations more aligned and effective by promoting the professional development of its HR practitioners.

Ajit Thomas, Independent Non-Executive Director

Ajit Thomas is the Chairman of A.V. Thomas Group of Companies, an Agri Business Enterprise founded in 1925, with interests in plantations, tea retail, spice processing, natural extracts, and leather goods.

VVR Babu, Independent Non-Executive Director

Mr. Babu has Master of Science, Applied Mathematics and Operations Research from National Institute of Technology Warangal, Master of Philosophy, Computer Science from Central University of Hyderabad, Executive Development Program, Business Administration and Management from Harvard Business School.

Kanika Krishna, Non-Executive Director

Kanika Krishna has an MBA in Financial Management from Pace University, New York, USA. Prior to this she has completed the Master’s program in International Business from the Manchester Business School, UK. She is also an alumnus of Stella Maris College, Chennai where she completed her Bachelor of commerce degree.

www.saksoft.com

==> picture [30 x 30] intentionally omitted <==

Transformation Drivers at Saksoft

==> picture [89 x 42] intentionally omitted <==

----- Start of picture text -----

29
----- End of picture text -----

www.saksoft.com

Transformation Drivers

==> picture [30 x 30] intentionally omitted <==

==> picture [111 x 117] intentionally omitted <==

Aditya Krishna

Chairman & Managing Director

Over 25 years of experience in Banking & Financial Sector. Part of a 4 member team to establish Citibank’s Credit Card business and developing in-house software to run credit card operations in the country.

Dhiraj Mangla Executive Vice President

Over 18 years of experience in IT industry and has been successful in delivering a large portfolio of projects. He has extensive experience working with clients across multiple sectors and in different geographies

==> picture [106 x 116] intentionally omitted <==

Niraj Kumar Ganeriwal

Chief Financial Officer

Chartered Accountant with over 15 years of experience. Has also worked with in the pharma industry, as Finance Controller and has gained expertise in varied fields of finance and was responsible for corporate planning and strategy.

==> picture [112 x 121] intentionally omitted <==

==> picture [106 x 114] intentionally omitted <==

Gopakumar Kavunkal SVP & Global Head - IM

Over 2 decades of experience in global outsourcing business including Sales, Strategic Business & Technology Planning, Global Sourcing, Contract Negotiations & Business Process Transformation. Held leadership roles at Quadrant 4 and Mascon Global both in India and abroad.

==> picture [107 x 117] intentionally omitted <==

Bhaskar Narayanan VP – APAC Sales

Over 18 years of experience in Business Development, Account Management and Operations Management. He has worked across various roles in the Engineering, and IT Services industries. A key member of the marketing team helping Saksoft move into the next phase as a digital transformation partner.

==> picture [89 x 42] intentionally omitted <==

----- Start of picture text -----

30
----- End of picture text -----

www.saksoft.com

Transformation Drivers

==> picture [30 x 30] intentionally omitted <==

==> picture [117 x 118] intentionally omitted <==

Sanchit Jain

CEO – DreamOrbit

Bachelor’s degree in Electronics and Communication Engineering from the Indian Institute of Technology, Roorkee. Before co-founding DreamOrbit, Sanchit worked with Tata Consultancy Services, Aditi Technologies and CircleSource.

==> picture [116 x 117] intentionally omitted <==

Abhishek Porwal CTO, DreamOrbit

Heads the Center of Excellence of Agile at DreamOrbit. His strength is developing strategy, planning and execution of expertise led Delivery Excellence. He plays a significant role in developing and scaling the value.

Jonathan Eeley

Chief Commercial Officer, Acuma

A BI specialist who has consistently delivered strategic solutions to customers in the UK. With skills in almost all products and platforms in the Business Intelligence area, Jonathan has also architected acusend, Saksoft’s Information Distribution Platform.

==> picture [120 x 121] intentionally omitted <==

==> picture [121 x 120] intentionally omitted <==

Swaraj Dash

Vice President, Sales- US geography

Swaraj Dash heads the US Solution Sales at Saksoft. Swaraj has 16+ years of Sales and Business Development experience in markets like – USA, UK and Benelux region. Prior to joining Saksoft, Swaraj worked at Cognizant and Virtusa in both US and Europe in a Sales and Business Development capacity.

==> picture [114 x 114] intentionally omitted <==

Avantika Krishna Accounts Director

Avantika has over 10 years of experience in Business Development, Account Management and Human Resources Management. She holds a Master degree in HR from Kings College, London & MBA (Marketing & Management) from Fordham University, New York.

==> picture [89 x 42] intentionally omitted <==

----- Start of picture text -----

31
----- End of picture text -----

www.saksoft.com

==> picture [30 x 30] intentionally omitted <==

Creating value through acquisitions

==> picture [89 x 42] intentionally omitted <==

----- Start of picture text -----

32
----- End of picture text -----

www.saksoft.com

History of Acquisitions

==> picture [30 x 30] intentionally omitted <==

Saksoft acquired companies with Complementary Expertise, helping Scale Capabilities Faster, Widening the Competence Portfolio and Strengthening our Corporate Brand.

Company Acquired

==> picture [143 x 63] intentionally omitted <==

==> picture [75 x 55] intentionally omitted <==

==> picture [143 x 62] intentionally omitted <==

Geography / Niche Area Rationale UK IM focused company. Renowned name in the Public Sector. Public Sector Noida Independent Testing Company. Possesses ready-made frameworks and accelerators for target Testing Focused industry verticals with in-house state-of-the-art mobile device lab. Bangalore Specialized in IoT, adding enhanced capability in the application development space. Strong Blockchain, IoT & Logistics presence in the Transportation and Logistics industry, adding a new vertical to the group. Focused Target market continues to be the US.

Independent Testing Company. Possesses ready-made frameworks and accelerators for target industry verticals with in-house state-of-the-art mobile device lab.

==> picture [69 x 33] intentionally omitted <==

Pune Healthcare & Drupal

A healthcare solutions provider in the US. The healthcare sector is fast growing with technologies getting more advanced when coupled with Analytics. The Company has readymade frameworks and accelerators for the healthcare industry.

String of Pearls Strategy

Building Capabilities

Digital Focused Companies

Small Companies with Growth Potential

==> picture [89 x 42] intentionally omitted <==

----- Start of picture text -----

33
----- End of picture text -----

www.saksoft.com

Our DreamOrbit Acquisition

Robotics Process Automation

Artificial Intelligence

A visit to a travel aggregator site provides hotel rates, ticket prices and room availability, among others, gathered from multiple websites. This robotic process automation allows data collection from different websites and corresponding presentation with the click of a mouse.

We create chatbots for customers, which are AIenabled and communicate through machine language.

Blockchain Technology

Cloud

This revolutionary concept is essentially a ledger on which one may participate to write but not edit. This enables individuals to create records that cannot be tampered. Saksoft leverages Blockchain technology to promote clarity along the order-to-delivery process for the Logistics industry.

We work with Amazon Web Services and MS Azure and leading Cloud providers to develop and deploy Cloud-based software that is flexible and secure. The solutions consume less space and bandwidth coupled with high data integrity.

Internet of Things

The network of physical devices, vehicles, home appliances and other items are embedded with electronics, software, sensors, actuators and connectivity, which enables the exchange of data

==> picture [30 x 30] intentionally omitted <==

Why DreamOrbit

Saksoft acquired DreamOrbit in December 2016. DreamOrbit was included in the Deloitte Technology Fast 50 list since 2014. The acquired company had grown to a critical mass (~US$5 million) within a few years and needed to double its growth rate. Saksoft provided the acquired company with management bandwidth, larger on-field sales force and financial support. Saksoft quadruped the dedicated US sales team for DreamOrbit, winning new accounts; its sales teams in London and Singapore helped DreamOrbit bag accounts in these uncharted territories.

Key Highlights

Our recent acquisition Dream Orbit focuses on a product engineering company that develops software solutions. We act as the front-end to understand customer needs and our solutions extend across the value chain: from development and deployment to providing support and maintenance. The acquisition has enabled us build IoT capabilities in the logistics sector and provide innovative solutions for customers.

==> picture [89 x 42] intentionally omitted <==

----- Start of picture text -----

34
----- End of picture text -----

www.saksoft.com

Our Faichi Acquisition

==> picture [30 x 30] intentionally omitted <==

Why Faichi

Faichi Solutions LLC, a Healthcare-focused start-up providing outsourced product engineering, open source development and Drupal development consulting services, was founded in 2011 in Sunnyvale, California. Effective January 2018, Faichi Solutions LLC became a subsidiary of Saksoft. Within a few years of commencing operations, Faichi Solutions specialized in the development and integration of enterprise products and web applications. The Company’s competence is reflected in that it released 40 products and 70 web cum mobile apps in collaboration with customers. Its primary - competence in healthcare technologies encompasses the value chain from service providers to life science organizations. Its accelerator and healthcare solutions empower customers in expediting innovative product development. Faichi offers a wide array of healthcare technology services including product development, integration, meaningful use compliance, BI/analytics, chronic care management and consumer health.

Key Highlights

Healthcare is a significant industry in the US and the country’s per capita healthcare spending of around US$10,724 is the highest in the world. The sector is emerging as an increasingly attractive space from the perspective of technological services and product engineering. Saksoft’s acquisition of Faichi will widen its US footprint, leveraging the acquired company’s deep understanding of the American healthcare ecosystem (patients, service providers and hospitals).

Case Study

Telehealth For a healthcare provider, Faichi designed a workflow between the Insurance & healthcare platforms. Leveraging MIRTH Connect developed RESTful API’s on the telehealth platform.

FHIR Designed a secure mobile platform that provides consumers with the necessary tools for aggregating, organizing and sharing their medical health records. Built a framework for downloading data from the Electronic Medical Records using FHIR.

==> picture [89 x 42] intentionally omitted <==

----- Start of picture text -----

35
----- End of picture text -----

www.saksoft.com

==> picture [30 x 30] intentionally omitted <==

Historical Financial Highlights

==> picture [89 x 42] intentionally omitted <==

----- Start of picture text -----

36
----- End of picture text -----

www.saksoft.com

Historical Trend

==> picture [30 x 30] intentionally omitted <==

(in Rs. Crores)

==> picture [629 x 321] intentionally omitted <==

----- Start of picture text -----

Consolidated Turnover Consolidated EBIDTA
358 59
+12%
+23%
286
260
244 40
231
36
33
26
FY15 FY16 FY17 FY18 FY19 FY15 FY16 FY17 FY18 FY19
----- End of picture text -----

==> picture [123 x 12] intentionally omitted <==

----- Start of picture text -----

Consolidated PAT
----- End of picture text -----*

==> picture [287 x 264] intentionally omitted <==

----- Start of picture text -----

38
+22%
24
22
20
17
FY15 FY16 FY17 FY18 FY19
----- End of picture text -----

==> picture [89 x 42] intentionally omitted <==

----- Start of picture text -----

37
----- End of picture text -----

*PAT is before minority interest

www.saksoft.com

Historical Consolidated Income Statement

==> picture [30 x 30] intentionally omitted <==

Particulars (in Rs. Crs)	FY15	FY16	FY17	FY18	FY19
Total Revenue	231.40	243.73	259.50	285.87	358.05
Employee Expenses	96.69	112.38	120.75	135.41	165.42
Support/ Third Party charges	70.42	60.14	70.38	75.26	91.41
Other Expenses	38.20	35.02	35.46	35.60	42.06
EBITDA	26.09	36.19	32.91	39.60	59.16
EBITDA(%)	11.3%	14.8%	12.7%	13.9%	16.5%
Other Income	2.12	2.16	1.93	2.30	2.18
Depreciation	1.30	1.02	1.31	2.87	4.27
EBIT	26.91	37.33	33.53	39.03	57.07
EBIT(%)	11.6%	15.3%	12.9%	13.6%	15.9%
Finance Cost	4.21	4.32	4.65	5.21	4.80
Profit Before Tax	22.70	33.01	28.88	33.82	52.27
Profit Before Tax(%)	9.8%	13.5%	11.1%	11.8%	14.6%
Tax	5.33	11.23	8.79	9.41	14.06
Profit After Tax*	17.37	21.77	20.09	24.41	38.21
Profit After Tax(%)	7.5%	8.9%	7.7%	8.5%	10.7%
EPS	17.12	18.82	17.30	21.98	36.66

==> picture [89 x 42] intentionally omitted <==

----- Start of picture text -----

38
----- End of picture text -----

www.saksoft.com

*PAT is before minority interest

Consolidated Balance Sheet

Particulars(in Rs. Crs.)	Mar-19	Mar-18
Assets
Non-current assets	145.74	152.88
Property, Plant and Equipment	2.13	2.60
Goodwill on consolidation	137.06	142.11
Other Intangible assets	2.93	4.64
Financial Assets
(i)Loans	0.00	0.03
(ii)Others	2.02	2.39
Deferred Tax Assets(Net)	1.56	1.09
Other Non-Current Assets	0.04	0.02
Current assets	132.75	110.02
Financial Assets
(i)Trade receivables	64.96	58.43
(ii)Cash and cash equivalents	40.06	30.02
(iii)Loans	0.06	0.20
(iv)Other Financial Assets	6.49	7.46
Current Tax Assets(Net)	1.38	0.23
Other Current Assets	19.80	13.68
TOTAL - ASSETS	278.49	262.90

==> picture [30 x 30] intentionally omitted <==

Particulars(in Rs. Crs.)	Mar-19	Mar-18
Equity & Liabilities
Equity	175.34	148.02
EquityShare capital	9.94	9.94
Other equity	165.39	138.08
Non-controllinginterest	4.82	6.10
LIABILITIES
Non-current liabilities	35.28	46.78
Financial Liabilities
(i)Borrowings	31.60	38.05
(ii)Other Financial Liabilities	0.69	6.09
Provisions	2.99	2.64
Current liabilities	63.06	62.00
Financial Liabilities
(i)Borrowings	7.39	4.42
(ii)Trade Payables	24.32	28.63
(iii)Other Financial Liabilities	3.91	7.63
Other Current Liabilities	26.17	20.32
Provisions	1.27	1.00
TOTAL - EQUITY AND LIABILITIES	278.49	262.90

==> picture [89 x 42] intentionally omitted <==

----- Start of picture text -----

39
----- End of picture text -----

www.saksoft.com

Key Ratios

==> picture [30 x 30] intentionally omitted <==

Return on Capital Employed (%)

Return on Equity (%)

Debt : Equity Ratio (x)

==> picture [920 x 309] intentionally omitted <==

----- Start of picture text -----

0.33
26.7
0.30
20.8
23 0.27
0.25
19 19.9 19.7
15.1 14.3 13.7 14.7 0.19
FY15 FY16 FY17 FY18 FY19 FY15 FY16 FY17 FY18 FY19 FY15 FY16 FY17 FY18 FY19
----- End of picture text -----

==> picture [89 x 42] intentionally omitted <==

----- Start of picture text -----

40
----- End of picture text -----

www.saksoft.com

==> picture [30 x 30] intentionally omitted <==

Strategy for growth

==> picture [89 x 42] intentionally omitted <==

----- Start of picture text -----

41
----- End of picture text -----

www.saksoft.com

Our Focused Strategy for Growth

==> picture [30 x 30] intentionally omitted <==

==> picture [906 x 425] intentionally omitted <==

----- Start of picture text -----

Focus on Emerging Inch-wide and mile- Being Nimble Building A Strong Team
sectors deep strategy
Addressing the sweep of Addressing target We are a mid-tier By building high
markets with services
digitisation to help company with few performance
that differentiate from
clients enhance decision making teams focused on
competition and
operational efficiency layers, enhancing sustainable growth
emerging as one of the
our agility
fastest-growing and
most profitable across
our verticals
Consolidating Front-End String of Pearls’ strategy Value over volume
Engage in business
Consolidating marketing Address unoccupied
complementing M&As
front-end to reach more territories represented
that constitute a ‘string
clients, accounts, trades by projects with higher
of pearls’ strategy that
and systems with the profitability
enhances our
objective to squeeze
competence
growth from our
immediately following
platforms at minimal
acquisition without
costs
corresponding gestation
----- End of picture text -----

www.saksoft.com

Conversation with the Technology Drivers at Saksoft

==> picture [30 x 30] intentionally omitted <==

FINTECH

TRANSPORATION & LOGISTICS

RETAIL/ECOMMERCE

HEALTHCARE

==> picture [122 x 47] intentionally omitted <==

We developed a solution called ‘Card-less ATM withdrawal’, which allows someone to transfer a sum of money by generating a four-digit PIN and the other party to withdraw the same amount without using an ATM card

We are working with more than 35 premier American Logistics companies. With over 8 years of experience and strengthening our understanding of freight and fleet management, the sector is growing at a fast clip of 20% + annually

We have bagged prestigious clients, including a large US outdoor equipment e-tailer engaged in the sale of mountaineering and sports gear in addition to a high-fashion e-commerce player

Via Faichi, we are working on a project called ‘Create Aware’, where we provide wearable devices in exchange for collecting health statistics that are transmitted to our servers that represents adequate roundthe-clock data to medical practitioners and R&D labs in treating specific conditions or develop new therapies

TELECOM

==> picture [42 x 41] intentionally omitted <==

PUBLIC SECTOR

==> picture [65 x 55] intentionally omitted <==

One of our key customers in this space is based out of the Europe. Saksoft has been its largest independent vendor for ten years, strengthening their business and revenues

We are working with Central Governments, County and Health department in the UK. By enabling a digital transformation programs, we are improving citizen’s life. Through predictive analytics we are reducing crime rates.

==> picture [89 x 42] intentionally omitted <==

----- Start of picture text -----

43
----- End of picture text -----

www.saksoft.com

Contact us

Company :

==> picture [178 x 38] intentionally omitted <==

CIN: L72200TN1999PLC054429

Mr. Niraj Kumar Ganeriwal Chief Financial Officer [email protected] www.saksoft.com

Investor Relations Advisors :

==> picture [241 x 30] intentionally omitted <==

CIN: U74140MH2010PTC204285 Ms. Ami Parekh / Mr. Sagar Shroff [email protected] / [email protected] +91 80824 66052 / +91 98205 19303 www.sgapl.net

==> picture [30 x 30] intentionally omitted <==

==> picture [89 x 42] intentionally omitted <==

----- Start of picture text -----

44
----- End of picture text -----

www.saksoft.com

==> picture [107 x 55] intentionally omitted <==

Thank you

==> picture [58 x 58] intentionally omitted <==

www.saksoft.com | [email protected]

==> picture [156 x 73] intentionally omitted <==

----- Start of picture text -----

45
----- End of picture text -----