CITIZENS, INC. - Director's Dealing 2010

SEC Form 4 — Statement of Changes in Beneficial Ownership

Issuer: CITIZENS INC (CIA)
CIK: 0000024090
Period of Report: 2009-10-02

Reporting Person: RILEY RAY A (Exec. VP, Chief Mktg. Officer)

Date	Security	Code	Shares	Price	A/D	Holdings After	Ownership
2009-10-02	Citizens, Inc. Class A Common Stock	L	79.0394	$6.30	Acquired	302983.1973	Direct
2009-11-02	Citizens, Inc. Class A Common Stock	L	83.9789	$5.92	Acquired	303067.1762	Direct
2009-12-04	Citizens, Inc. Class A Common Stock	L	79.2861	$6.27	Acquired	303146.4623	Direct
2009-12-31	Citizens, Inc. Class A Common Stock	G	5800	$6.63	Disposed	297346.4623	Direct
2009-12-31	Citizens, Inc. Class A Common Stock	G	3200	$6.63	Disposed	22823	Indirect

Security	Shares	Ownership
Citizens, Inc. Class A Common Stock	124875	Indirect
Citizens, Inc. Class A Common Stock	84544	Indirect
Citizens, Inc. Class A Common Stock	17040	Indirect

F1: These shares were purchased through the Citizens Stock Investment Plan as part of regular monthly payroll deduction.

F2: Gift to Hyde Park Baptist Church